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*Trademark of Visa Int., used under license. **Balance Transfer Offer Terms & Conditions apply. Visit for more details.

Aria Savings is a division of Community Savings Credit Union. Visa cards are issued by Collabria Financial Services Inc. pursuant to a license from Visa. Applications will be processed through Community Savings.

1. Reward points are earned on net purchases only. Any Cash-like Transactions including Cash Advances, and interest charges, fees, payments, credit or debit adjustments and any amount other than Purchases that may be charged to your Account with your Card or Convenience Cheques, do not qualify for Points. For more information visit collabriacreditcards.ca/rewards.
2. If annual GAS purchase volume on a Cash Back Card exceeds $5,000 in a calendar year, the points earned for all new net purchases after this amount is reached are those associated with the ‘All other purchases rate’ category until January 1 of the following calendar year.
3. Insurance coverage is underwritten by American Bankers Insurance Company of Florida (ABIC). ABIC, its subsidiaries, and affiliates carry on business in Canada under the name of Assurant®. ®Assurant is a registered trademark of Assurant, Inc. Details of insurance coverage, including definitions, benefits, limitations and exclusions, are in the Certificate of Insurance. The Certificate of Insurance is available online at collabriacreditcards.ca/insurance. Insurance coverage is subject to change.
4. Insurance coverage is underwritten by Desjardins Financial Security Life Assurance Company. Details of insurance coverage, including number of days of coverage, definitions, benefits, limitations and exclusions are in the Travel Insurance Contract. Please visit collabriacreditcards.ca/insurance for complete details. Insurance coverage is subject to change.

Apple Pay is a trademark of Apple Inc., registered in the U.S. and other countries and regions. ™Google and the Google Pay logo are trademarks of Google LLC. ® Samsung and Samsung Pay are trademarks of Samsung Electronics Co., Ltd.